One major difference between living in Malaysia and living in the State would be my wallet size. In Malaysia, I am used to having cash in my wallet even when there were only a few Ringgits. But here in the USA, everything is handled via cards. The only time I ever held some cash in my wallet would be when I went travelling solo as I need them to pay for the public transport.
The good news is that people will never know if you are “pokai” (broke) or not. But the bad news would be that unless you really keep track on your spending, you can easily overspend.
By Amar Hasshim